Roof replacement, at first glance, doesn’t always seem like the most seamless exterior renovation for any homeowner. It can be difficult to determine exactly when you need to invest in a new roof, given that you can’t exactly climb up there yourself! Plus, given that it’s quite an extensive project and can vastly change the look of your house, it isn’t something you want to go into lightly.

If you’re in this boat, though, there’s no need to keep fretting; Midwest Exteriors MN is here to help. Below you’ll find a few questions you can ask yourself that will help you make the right decision.

How Extensive is the Current Damage to My Roof?

If your roof has been damaged, there are quite a few reasons why you might want to replace it rather than repair it. If the repairs are going to be substantial, then the entire structure of your roof may be weakened moving forward. Even a well-repaired roof isn't going to be as strong as one that’s brand new. Over time, consistent patch-jobs are going to lead to additional repairs, leaks, and other associated maintenance issues.

How Old is My Roof?

Once an asphalt roof is 20 years of age, it has essentially lived out its lifespan. At this point, you're going to need to replace it soon, regardless, and any additional repair costs are only going to delay this for a short period. A roof is only built to last a certain amount of time, just like any exterior project: once that period has expired, your necessary repairs will become more and more frequent.

In addition to structural weakening, you’ll also run into insurance problems with an aged roof. According to, a site that helps homeowners find the best policies for their needs, it’s not uncommon that “insurers don’t write new policies for homes with roofs over 20 years old. Or they’ll only pay actual cash value for roof replacement for older roofs when they’re damaged. This means they don’t cover the cost of an entirely replaced roof, but only reimburse for what an old roof is worth after 20-plus years.”

But what if your roof is fairly young and still needs repairs? A roof can become prematurely aged by the stress of damage and repairs, making it less structurally intact. In this case, a professional consultation may be necessary to determine whether your roof can still be saved.

How Much Am I Spending on Roof Repairs?

What is the annual cost of your roof repairs? If you're repairing your roof frequently, it means you probably need to replace it. Repairs have a way of cascading: if your roof was repaired once, it may need repairs again in the future. An accelerating rate of repairs is a good indicator that it's time to replace the roof entirely, as these repairs are only going to get more costly with time.

Can Insurance Help With the Costs?

“Storm damage” is a term thrown around a lot in the roofing industry, and it frequently comes with implications that homeowners insurance will cover a roof if its damage came from bad weather. In many cases, this is true, but the extent of the coverage will help to determine the most economical path.

At Midwest Exteriors MN, we’re proud to act as customer advocates during the sometimes-complex insurance process. After we assess your storm damage and give you an estimate, we’ll get right to work helping you navigate the claims process. It’s just another way we do customer service right.

Do I Want a New Look?

Nothing’s wrong with upgrading your roof because you want to modernize its looks! Though because roofs are so long-lasting that trends in the industry tend to move slowly, there’s always something new and exciting out there in terms of style—especially with the cosmetic versatility of asphalt shingles. On a more practical note, if you’re considering selling your home, you may want to consider replacing your roof to get a buyer’s attention. Few things boost curb appeal more than an artfully designed exterior, as we cover in our roofing contractor blog.

Midwest Exteriors MN: Your Preferred Lake Elmo Roofing Company

In short: When you find that you're spending a lot of time and money on your roof, a replacement is likely in order. Luckily, you’ve found the perfect home and condo contractors to help you with the job! Call Midwest Exteriors MN at our Lake Elmo office at (651) 346-9477 to set up an appointment or request a free estimate.