A Complete Guide for Homeowners: How to Get Ready for Severe Weather

A Complete Guide for Homeowners: How to Get Ready for Severe Weather

Severe weather in Minnesota is a reality we live with all year long, not only a nuisance. From strong thunderstorms and hail to snowstorms and even tornadoes, extreme weather may quickly destroy your house and throw off your life.

The encouraging news is, being proactive before, during, and after a storm will help you reduce risk, guard your investment, and hasten recovery. We will walk you through precisely what householders should do to get ready for and handle extreme weather occurrences in this guide.

⛈️ Before the Storm: Safeguard What Counts

1. Develop a Storm Plan

Your family should know just what to do should a major storm strike:

Set aside a safe space—basement or inside room free of windows.
Get ready with an emergency pack including radio, water, snacks, first aid, flashlights.
Charge every gadget and portable power pack.
Learn your local evacuation paths and emergency warnings.

2. Look Over and Protect Your Property

Cut tree limbs that span your roof.
Secure outdoor decor, grills, and furnishings.
Check gutters and downspouts for clogs.
Close and lock every window and door.

3. Document Your House

Get current pictures and videos of your house's:

Roof, windows, doors (from outside), siding
Internal flooring, walls, and ceilings
Driveways, decks, and landscaping

Email this to yourself or save in the cloud. Insurance claims will depend heavily on these "before" pictures.

4. Go Over Your Insurance Coverage

Know your coverage and deductible.
Verify your policy covers storm or wind damage.
Save your policy digitally on your computer or phone.

✨ During the Storm: Stay Safe

1. Temporary Shelter in Place

Go to the appointed safe room.
Stay clear of glass doors and windows.
Avoid gadgets or landlines during lightning storms.

2. Keep Informed

Check local weather notifications with NOAA radio or apps.
Follow guidance from emergency management authorities.

3. Steer Clear of Unnecessary Danger

Unless absolutely necessary, avoid driving or going outside.
Never attempt rooftop repairs during a storm or touch fallen electrical lines.

❄️ Following the Storm: Evaluate, Record, and Heal

1. Look for Immediate Hazards

Report downed lines, gas leaks, or unsafe buildings right away.
Do not re-enter severely damaged buildings until cleared by authorities.

2. Capture All Damage in Pictures

Take photos and videos of any:

Roof leaks, damaged flashing, or missing shingles
Broken siding or dented gutters
Broken windows or ripped screens
Water marks, flooded basements, or ceiling damage

Compare these to your "before" pictures for strong insurance evidence.

3. Guard Against More Harm

Tarp broken windows and exposed roof sections (only if safe).
Clear debris blocking drainage paths.
Save receipts for temporary fixes or emergency materials.

4. Get an Inspection by a Reputable Contractor

Expert inspections can expose hidden damage your adjuster might miss. At Midwest Exteriors MN, we provide:

Free storm damage evaluations
Detailed photo reports
Support throughout the insurance claim process

5. File Your Insurance Claim Promptly

Notify your insurance company within their required timeframe
Submit damage photos and contractor documentation
Follow up regularly to track claim progress

🏡 Bonus Advice for Minnesota Homeowners

Winter storm coming? Turn off exterior water lines and stock up on salt.
Summer hail in the forecast? Park vehicles under cover or in a garage.
High wind area? Consider reinforced siding and impact-resistant shingles.

📍 Let Midwest Exteriors MN Assist You with Preparation and Recovery

For more than 30 years, we’ve provided Minnesota with expert roofing, siding, window, and gutter services. Our local team understands the demands of our climate and works quickly and thoroughly to return your home to its pre-storm condition.

Whether you're preparing for the next storm or recovering from the last one, we’re here to help—honestly, professionally, and consistently.

Get in touch now for a free consultation or emergency inspection.

Stay cautious. Prepare yourself. Midwest Exteriors MN has your back.

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